Your Net Worth Advisor Asset Management Program is our premier service which encompasses the combination of ongoing comprehensive financial planing coordinated with the management of your investments.

All trading is non discretionary, meaning that no changes are made in your accounts without your prior authorization. In addition, you receive:

Employer Retirement Plan Management - This includes coordinating your 401k, 403b, or other retirement plan investments with your financial plan.

Tax Loss Harvesting - Monitoring your non-tax deferred allocations for opportunities to lower your taxes.

Low Turnover - Investing in funds with low investment turnover to reduce capital gain and dividend income and increase your cash flow.

Advanced Tax Deferral Strategies - Placing tax efficient investments (i.e. index funds) in taxable accounts and tax inefficient investments (i.e. bonds) in tax deferred accounts using a dynamic asset allocations across all accounts including 401ks, IRAs, and taxable accounts.

Visit What You Can Expect to see what services you will receive as a client of Your Net Worth Advisor Asset Management Program.

"Which type of CFP is best? Someone whose livelihood doesn't depend on selling financial products. This rules out CFPs who take sales commissions. They may be lovely neighbors but they can't make a living (or keep their jobs) unless they can persuade you to buy. Instead, you want what's known as a fee-only planner. These advisers sell no products and earn no sales commissions. They charge only for their services. You might pay $150 to $300 an hour for tuneup advice, a flat fee per project, an annual retainer or 1% of assets for money management."

-Jane Bryant Quinn